Subject	Have you tried collecting on that policy yet?
Posted by	lazer(AK) on September 29, 2008 at 1:03 PM
	This message has been viewed 129 times.
In Reply To	Im insured through nationwide posted by V8Killah on September 29, 2008 at 12:21 PM
Message	The reason I ask, I insured my old Civic (2000 Si) with USAA at the time I bought it. I asked the agent about modifications and they said simply to keep receipts and they would take that into account. Fast forward to my car being stolen and totaled. After sending in copies of close to $5k worth of parts (stereo and after-market), they replied that anything mechanical added to the car that was there before (so all the go fast goodies) were considered 'maintenance' items and were not covered (Air intakes, exhaust manifolds, exhausts, suspension, wheels, etc). They ended up only honoring the stereo equipment I had added. I was not happy. Declared value is the way to go. "The 300ZX Turbo is a dance; it's a song; it's rolling, roaring automotive art. There is no color that doesn't suit it. There is no mood-lifting chemical substance it can't replace." - Automobile Magazine
Follow Ups	Properly Insuring a Modified Vehicle - stolps 10:35:40 09/29/08 Re: Properly Insuring a Modified Vehicle - txq45 11:17:55 09/29/08 I know this topic has been discussed on here - TT XTZ 11:33:27 09/29/08 2nd. (n/m) - RedSER13 11:51:05 09/29/08 if your car is >15 years of age, google collector car ins. (n/m) - LJZTT 12:00:16 09/29/08 I think that most insurance companies will insure it for - MrPulldown 12:10:52 09/29/08 Im insured through nationwide - V8Killah 12:21:19 09/29/08 Have you tried collecting on that policy yet? - lazer(AK) 13:03:08 09/29/08 Re: Have you tried collecting on that policy yet? - ouikikazz 15:09:06 09/29/08 USAA never asked about my Z nor my GTI being modified (n/m) - ghostinator (fl) 16:13:28 09/29/08 State Farm Insurance use them on all my old vehicles they - REDI4U 15:30:50 09/29/08
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